Trust Real Estate Agent in Placentia, CA

Paula Aragone represents successor trustees selling Placentia property held in a revocable trust, usually a long held family home on a flat lot where the sale is straightforward and the paperwork behind it has to be rebuilt from nothing.

The short answer

A Placentia trust sale is a sale by the successor trustee of a revocable trust after the settlor has died, and Probate Code 17209 keeps it out of court. Placentia is the easy ground of north Orange County: flat, 6.63 square miles, no meaningful slope risk and the lightest fire exposure of its neighbours. The difficulty is almost always the file. These are family homes held for forty years, and the deeds, permits and well records have to be reconstructed before a buyer asks for them.

Placentia trust real estate, key facts
Court confirmationNone. Probate Code 17209 keeps trust administration out of court.
The cityIncorporated 2 December 1926. 6.63 square miles, primarily a bedroom community.
Oil historyDiscovered 1919. Municipal Code Title 17 governs oil and gas wells.
Fire agencyPlacentia Fire and Life Safety. First city to leave the OCFA, in 2020.
SchoolsPlacentia Yorba Linda Unified, split between Valencia and El Dorado high schools
Slope riskEffectively none. The city is essentially flat, and that is worth saying.
23+
Years in Orange County
900+
Transactions
$900M+
Sold
CPRES
Certified
SRES
Certified
The Placentia variable

A Flat City, a 1919 Oil Field, and a House Nobody Kept the Papers For


Placentia asks less of a trustee than its hillside neighbours do. What it asks for instead is patience with records that were never made, or never kept.

The city was incorporated on 2 December 1926 and covers 6.63 square miles, primarily as a bedroom community. The land was granted to Juan Pacifico Ontiveros by the Mexican government in 1837. Daniel Kraemer arrived in 1865 and bought 3,900 acres, which is why Kraemer is a street, a middle school and a family name here. The first commercial orange grove went in during 1880, the town grew around a Santa Fe Railroad stop by 1910, and the name, adopted in 1878, is Latin for a pleasant place to live.

Oil was discovered in 1919. It produced numerous wells and two worker communities, Atwood and La Jolla, that still read differently from the tract Placentia around them. The city received the All America City Award in 1971, was the first city to establish a train quiet zone in 2007, and was the first city to leave the Orange County Fire Authority in 2020, replacing it with Placentia Fire and Life Safety.

The housing follows that arc. A small pre war layer in Old Town, Atwood and La Jolla tied to the citrus and oil economy. A dominant build from the 1950s through the 1970s as the bedroom community filled in. Infill through the 1980s and 1990s. Then redevelopment from the 2000s concentrated around Old Town and the transit corridor. The zoning code, Title 23, runs from R-A Residential Agricultural through R-1, R-2, R-G, R-3, RPC Residential Planned Community, PUD and mobilehome park districts, and it now carries full chapters for two unit housing developments and for accessory and junior accessory dwelling units.

The inspection profile is ordinary and predictable, which in this market is a selling point. Aluminium branch circuit wiring sits in the 1965 to mid 1970s tracts, which is the heart of the Placentia build, and the Consumer Product Safety Commission accepts only three permanent repairs: full replacement with copper, COPALUM crimp connectors, or AlumiConn connectors. Galvanised supply and cast iron drains appear in the pre 1965 and Old Town stock. Polybutylene appears in the late 1970s through 1990s infill. Asbestos era materials sit in anything before 1980, lead paint in anything before 1978, and knob and tube only in the small pre war Old Town and Atwood layer rather than across the city.

There is one absence worth stating out loud, because it is genuinely valuable in 2026. Placentia is essentially flat. There is no significant slope or hillside pool issue, no engineered slope to attribute to an association, no landslide event history, and the least fire exposure of the north county communities. None of the 2008, 2017 or 2020 fires burned Placentia, and CAL FIRE logged no Orange County incident in 2025 at all. In an insurance market that has repriced hillside property statewide, a flat Placentia parcel is an easier property to insure, and a trustee should lean on that rather than borrow a neighbouring city's language.

The oil legacy is the counterweight, and it is under the ground on the north side. Placentia devotes an entire municipal code title to it. Title 17 Oil and Gas Wells covers licensing at Chapter 17.02, general provisions at 17.04, permits, appeals and bonding at 17.08, operation and drilling requirements at 17.12 including abandonment procedures at 17.12.070, and summary abatement at 17.16. A well plugged to 1920s or 1930s standards is not plugged to current standards, and a buyer's lender, a buyer's insurer or a future accessory dwelling unit permit can each surface it. The adjacent Brea Olinda Oil Field runs along and south of the Whittier Fault about four miles northeast of Fullerton, with 475 wells still active as of 2009.

The process

How a Trust Property Sale Works in Placentia


Almost every Placentia trust file arrives incomplete, because the property has been in one family since the tract was new. These nine steps are written in the order that rebuilds the file fastest, and the reconstruction steps come early on purpose.

01

Find the operative instrument, not the one in the drawer

Read the trust and every amendment, and confirm which version actually controls. On a trust signed in the 1980s or 1990s and amended twice since, the family's memory of who succeeds is frequently a version behind. Establish whether co trustees must act together, and whether a written acceptance or a resignation from someone who declined is required before anyone signs.

02

Serve the 16061.7 notification within sixty days

Probate Code 16061.7 requires service on every beneficiary and on every heir of the deceased settlor, including an heir the trust disinherits, within sixty days of the trust becoming irrevocable. The notice carries a ten point boldface warning that opens a 120 day contest window, and that window cannot begin to close until the notice goes out. Serve it before the listing, not during escrow.

03

Record the succession against the Placentia parcel

Record an Affidavit of Death of Trustee with the Orange County Clerk Recorder, main office 601 N. Ross Street, Santa Ana, or the North County branch at 222 S. Harbor Blvd., Anaheim, with a certified death certificate. On a parcel that has not changed hands since the tract was built, this is often the first recording against it in decades.

04

Expect that the deed never followed the trust

This is the characteristic Placentia problem. The settlor signed a trust, listed the family home on a schedule of assets, and never recorded a deed. Title still stands in the individual name and the trustee has nothing to convey. Where written intent exists, the route is a Probate Code 850 petition, the Heggstad petition from Estate of Heggstad (1993) 16 Cal.App.4th 943.

05

Run CalGEM Well Finder by address

Oil was discovered in Placentia in 1919 and produced numerous wells plus the worker communities of Atwood and La Jolla. CalGEM Well Finder is the public record, searchable by address, latitude and longitude, API number, township and range or field name, reading from the WellSTAR database and refreshing nightly. Read the individual well records, not only the map pins.

06

Reconstruct the permit record

Garage conversions are the dominant unpermitted alteration in Placentia's tract stock, and they are now where the accessory dwelling unit conversation begins, under Placentia Municipal Code Chapter 23.73. Start at the Building and Safety counter, then make a California Public Records Act request through the City Clerk for anything the counter cannot produce. The building regime is codified at Title 20.

07

Verify the high school by address

Placentia is split. Valencia High School at 500 North Bradford Avenue serves southern Placentia and northeast Anaheim. El Dorado High School at 1651 Valencia Avenue serves northern Placentia and Yorba Linda, plus far eastern Fullerton and a small part of Brea. That is the most consequential school fact in the city and it must be confirmed by address with the district.

08

Build the value inside the tract, and keep the file

Probate Code 16003 requires impartiality among beneficiaries and 16060 requires keeping them reasonably informed. Old Town, Atwood and La Jolla read differently from the tract Placentia around them, and a number averaged across all of them satisfies nobody. Build it inside the tract and the verified attendance area, and keep the comparison set that produced it.

09

Market it broadly, then close, account and distribute

Probate Code 16002 requires administration solely in the interest of the beneficiaries. In a family that has owned one house for forty years, the pressure to sell it quietly to a sibling is real, and that is the transaction most likely to be challenged later. Expose it, document every offer, close into the trust, account, and distribute after that.

Where we work

Placentia Neighborhoods, from the Oil Camps to the Tract Grid


Six and a half square miles with two histories inside it: the oil and citrus town, and the postwar tracts that grew over it. They do not price the same and they do not inspect the same.

Old Town Placentia

The historic core around Santa Fe, Melrose and Crowther, and the site of the proposed Metrolink station. Redevelopment intent is real here, but the station is on hold, and any listing implying otherwise sets up a complaint.

Atwood

A formerly unincorporated oil worker community with a distinct history and street pattern from the tract Placentia around it. Small pre war stock, so knob and tube, galvanised supply and lead paint are live rather than theoretical.

La Jolla

The other oil era worker neighborhood, small lots and a strong community identity. Like Atwood it needs a valuation built from inside the neighborhood, because a citywide average will not describe it.

Alta Vista

North Placentia along the Alta Vista corridor and the country club edge, with established postwar and 1960s stock. North side addresses feed El Dorado High School rather than Valencia, and that has to be confirmed by address.

Morningside

A consistent tract identity of mid century single storey homes, the kind of street where the whole block came from one builder. That consistency makes it one of the more defensible valuations in the city.

Placentia Heights

Slight elevation on the north side, one of the few places in a flat city where the word hills is defensible. Even here the slope questions that dominate Anaheim Hills and Yorba Linda do not arise in the same way.

Bradford Place

Around Bradford Avenue, the historic spine, near Valencia High School at 500 N Bradford Ave. Proximity to the high school is a genuine buyer pool advantage in the southern half of the city.

Kraemer

Named for Daniel Kraemer, the 1865 landowner who bought 3,900 acres. Kraemer Boulevard and Kraemer Middle School anchor it, and the middle school assignment is part of the pitch for families.

Golden, Ruby Drive and Tynes

Named for their elementary schools, with consistent 1960s and 1970s tract stock. Aluminium branch wiring and original electrical panels are the expected findings across this era of the Placentia build.

Melrose and Crowther corridor

The redevelopment focus of the city. Construction activity and rail proximity are the live disclosure items, balanced against the quiet zone the city established in 2007.

Valencia Avenue corridor

North Placentia's main residential spine, around El Dorado High School at 1651 Valencia Avenue. This is where oil well research matters most, and where CalGEM Well Finder should be run on every listing.

Chapman Avenue corridor

The civic and library spine, with the Placentia Library District at 411 E. Chapman Ave, which is a separate special district rather than a city department. Established residential runs off it in both directions.

What actually delays it

Six Things a Placentia Trustee Discovers Late

Placentia, California

Nothing on this list is about the property being hard to sell. Every item is a record that was never created, never kept, or never checked.

The trust exists but the deed never followed it

This is the most common Placentia file. A parent signed a revocable trust years ago, listed the family home on a schedule of assets, and never recorded a deed transferring it. Title still stands in the individual name, and the successor trustee has no power to convey a property the trust does not hold.

Where the written intent is documented, a petition under Probate Code 850, the Heggstad petition from Estate of Heggstad (1993) 16 Cal.App.4th 943, confirms the property into the trust. Where no such writing exists, the property goes through probate instead and the timeline changes entirely. Either way, find out before the listing, not after an offer.

There is a well record under the north side of town

Oil was discovered here in 1919 and the field produced numerous wells and the two worker communities. A well abandoned to 1920s or 1930s standards is not abandoned to current standards, and the item can surface through a buyer's lender, a buyer's insurer, or a permit application for an addition or an accessory dwelling unit years later.

Run CalGEM Well Finder by address on every north Placentia and Atwood listing and read the individual well records rather than the map pins. It is searchable by address, API number, latitude and longitude, township and range or field name, and it draws from the WellSTAR database with nightly refreshes. Two minutes of research is the only defensible answer to the question.

The garage conversion has no permit and no drawings

Garage conversions are the dominant unpermitted alteration in the 1950s through 1970s tract stock that makes up most of this city. A trustee who did not live in the house has no way to know which changes were permitted and which were done over a weekend in 1978.

Placentia now carries a full accessory dwelling unit and junior accessory dwelling unit chapter at Municipal Code 23.73, so a conversion is not necessarily a dead end. The route is the Building and Safety counter first, then a California Public Records Act request through the City Clerk for anything the counter cannot produce, with the building regime codified at Title 20.

The Metrolink station is on hold, not coming

Placentia has been preparing a new Metrolink station at Melrose Avenue and Crowther Avenue in Old Town. The project was estimated at 35 million dollars with a city contribution of 5.4 million and a tentative completion of June 2022, but construction is now on hold pending further negotiations.

For an Old Town listing that is a genuine uncertainty and it must be described as on hold rather than as coming. The city's train quiet zone, established in 2007 and the first in the state, is the fact that does help a rail adjacent property, and it is worth naming precisely because it is real.

North Placentia and south Placentia go to different high schools

Placentia Yorba Linda Unified serves Placentia, Yorba Linda and portions of Anaheim, Brea and Fullerton, across 45 square miles, roughly 22,500 students in 34 schools, with 8 National Blue Ribbon Schools and 25 California Distinguished Schools. The district is a strong part of the pitch. The split inside the city is where the mistake happens.

Valencia High School at 500 North Bradford Avenue, founded 1933, serves southern Placentia and northeast Anaheim. El Dorado High School at 1651 Valencia Avenue serves northern Placentia and Yorba Linda, plus the far eastern section of Fullerton east of the 57 freeway and a small area of Brea. Verify by address with the district before either name appears in marketing.

The fire department changed in 2020 and nobody checked the zone class

Placentia was the first city to leave the Orange County Fire Authority, in 2020, and now runs Placentia Fire and Life Safety. A buyer relocating from an OCFA city cannot assume the same inspection and defensible space process here, and neither can the seller.

Placentia Municipal Code Title 18 adopts the California Fire Code, 2025 Edition at Chapter 18.04 and the California Wildland Urban Interface Code, 2025 Edition at Chapter 18.05. There is no separately codified fire hazard severity zone designation chapter that this office has been able to confirm in Title 18, which is consistent with a mostly flat city whose 2025 recommendations would be predominantly Moderate. Verify the parcel's 2025 zone class directly with Placentia Fire and Life Safety before completing a natural hazard disclosure rather than assuming either way.

The decision

Cash the Estate Out, or Keep the Family House on the Old Assessment


On a house one family has held since the tract was new, the parent's assessed value is usually very low and the temptation to keep it is strong. Two rules govern that choice and they do not point the same way.

Selling is what IRC section 1014 rewards

Under IRC section 1014(a) the basis of property acquired from a decedent becomes its fair market value at the date of death, or the alternate valuation date if the executor elects it on Form 706. Forty years of appreciation on a Placentia tract house vanishes for income tax purposes at the moment of death, and gain is then measured only from that date forward. A sale soon after death frequently produces close to no gain, and sometimes a small loss once selling costs are counted.

Where the house was held as community property by a married couple, IRC 1014(b)(6) gives the surviving spouse's own one half a new basis at date of death value as well as the decedent's half. Both halves step up. That is a community property state result, and on a house bought in the 1960s it is usually the largest single number in the whole analysis.

There is no holding period trap either. IRC 1223(9) treats property that takes its basis under section 1014 and is sold within one year after death as held more than one year, so long term rates apply regardless of the actual calendar. Nothing is gained by waiting out an artificial twelve months while the house sits empty.

All of it depends on a qualified date of death appraisal. Without one, the value can be argued down later and gain appears where the family believed there was none. On a house in original condition, that appraisal also has to describe the condition honestly, because a number supported by updated comparables is a number the property cannot defend.

Keeping it is what Proposition 19 rewards, on conditions

For transfers on or after 16 February 2021 the parent to child exclusion applies only to a family home that was the parent's principal residence and becomes the child's principal residence, or to a family farm. Proposition 19 eliminated the older exclusion for other real property, so a rental or a second home is now fully reassessed. If nobody actually moves in, there is no exclusion to claim.

The deadlines are the part families miss. The child must claim the homeowners' exemption or the disabled veterans' exemption within one year of the transfer or the date of death, and the exclusion claim itself, form BOE-19-P, must be filed within three years of death or transfer, or before a transfer to a third party, whichever comes first. The exclusion terminates if the transferee stops qualifying.

The cap is the parent's factored base year value plus an adjusted amount, currently 1,044,586 dollars for transfers from 16 February 2025 through 15 February 2027, adjusted every two years. If market value at transfer is at or below the sum of those two figures, there is no reassessment. If it is above, the new taxable value becomes market value minus 1,044,586 dollars, not the parent's old assessment.

The conflict has to be named before anyone moves a truck. Proposition 19 rewards the child who occupies and holds. IRC section 1014 rewards the heir who sells promptly at a documented date of death value. A child who moves into the Placentia house only to hold the tax base and sells at month twenty gets neither, because the section 121 exclusion requires 24 months of ownership and 24 months of use out of the five years before the sale. Add the cost of a repipe and a panel on a house of this era, and the arithmetic is worth doing on paper first.

Why this office

Nobody Kept the Paperwork. That Is Now the Trustee's Problem to Solve.


Paula Aragone has worked Orange County transactions for 23 years, across 900+ transactions and $900M+ sold, and she came to real estate after four years of law school. She holds the CPRES and SRES designations. Estate and family law attorneys send trust files here rather than to a general listing agent for one practical reason: the work in a file like this is documentary long before it is promotional.

The duties are specific and they attach to the trustee personally. Probate Code 16002 requires the trustee to administer the trust solely in the interest of the beneficiaries. Probate Code 16003 requires impartiality where there is more than one. Probate Code 16004 and 16005 prohibit self dealing and personal profit. Probate Code 16060 requires keeping beneficiaries reasonably informed. Trust litigation almost never begins over a price. It begins over a sale that looked arranged, and in a family selling the only house it has ever owned, that appearance is easy to create by accident.

The protection is a record. Broad exposure to the market. A written trail of every offer received and how each was handled. A valuation built inside the tract and the verified attendance area rather than across a city that contains oil camp bungalows and 1970s tract houses in the same six square miles. The CalGEM search on file. The permit research done rather than assumed. That package is what a trustee's own attorney asks for, and it is what this office produces.

If a beneficiary objects, the petition is under Probate Code 17200, and the remedies in 16420 include compelling redress, enjoining a breach, appointing a receiver, removing the trustee, setting aside acts and denying compensation. But Probate Code 18100 fully protects a buyer who dealt with the trustee in good faith, for valuable consideration and without actual knowledge that the trustee exceeded its powers. Stopping a sale requires an injunction before closing and a recorded lis pendens. Otherwise the exposure is money against the trustee, and the record is the answer to it.

Questions

Placentia Trust Sales, the Questions Families Ask


Written for the family that has owned one house on one street since the 1960s and is now selling it as a trust asset.

Is there an oil well on or near the Placentia property?

It has to be checked rather than guessed. Oil was discovered in Placentia in 1919 and produced numerous wells plus the worker communities of Atwood and La Jolla. Run CalGEM Well Finder by address on every north Placentia and Atwood listing, and read the individual well records rather than only the map pins. It is searchable by address, API number, latitude and longitude, township and range or field name, reads from the WellSTAR database and refreshes nightly.

Why does an old abandoned well matter if it was plugged decades ago?

Because a well plugged to 1920s or 1930s standards is not plugged to current standards. The issue can surface through a buyer's lender, a buyer's insurance carrier, or a permit application for an addition or an accessory dwelling unit long after closing. Placentia takes it seriously enough to devote an entire municipal code title to it: Title 17 covers licensing, permits and bonding, operation and drilling requirements, abandonment procedures at 17.12.070, and summary abatement.

The house was built in 1962 and nobody kept a single receipt. Where do I start?

At the counter. Placentia's Building and Safety counter is the first stop, with a California Public Records Act request through the City Clerk for anything the counter cannot produce. The building regime is codified at Placentia Municipal Code Title 20. What you are looking for is the permit record on the garage conversion, the patio enclosure and the added bathroom, because a buyer's appraiser will not count unpermitted living area and a lender will follow the appraiser.

Can an unpermitted garage conversion be legalised?

Often, and Placentia has made it easier than it used to be. The zoning code now carries a full chapter for accessory dwelling units and junior accessory dwelling units at 23.73, so a conversion that was done informally decades ago may have a path. Whether that path is worth taking during a trust administration is a timing and cost decision for the trustee, but it should be made deliberately rather than by defaulting to selling as is without disclosure.

Which high school serves the property?

That depends on which half of the city it is in, and it is the most consequential school fact in Placentia. Valencia High School at 500 North Bradford Avenue, founded 1933 with roughly 2,500 students, serves southern Placentia and northeast Anaheim. El Dorado High School at 1651 Valencia Avenue serves northern Placentia and Yorba Linda, plus far eastern Fullerton east of the 57 freeway and a small area of Brea. Verify by address with the district before either name goes into marketing.

How strong is the school district itself?

Placentia Yorba Linda Unified serves Placentia, Yorba Linda and portions of Anaheim, Brea and Fullerton, across 45 square miles, with roughly 22,500 students in 34 schools, 8 National Blue Ribbon Schools and 25 California Distinguished Schools. Its middle schools include Kraemer, Tuffree, Valadez Middle School Academy, Bernardo Yorba and Yorba Linda Middle School, and Travis Ranch School is its kindergarten through eighth grade campus. The district is a genuine part of the Placentia case.

Which fire department covers Placentia?

Placentia Fire and Life Safety. Placentia was the first city to leave the Orange County Fire Authority, in 2020, and it runs its own department now. That matters at transfer because a buyer relocating from an OCFA city cannot assume the same inspection and defensible space process, and a seller cannot assume it either. Placentia Municipal Code Title 18 adopts the California Fire Code, 2025 Edition, and the California Wildland Urban Interface Code, 2025 Edition.

Is a Placentia property in a fire hazard severity zone?

Verify it with Placentia Fire and Life Safety rather than assuming. This office has not been able to confirm a separately codified fire hazard severity zone designation chapter in the city's Title 18, which would be consistent with a mostly flat city whose 2025 recommendations would be predominantly Moderate. But SB 63 requires local agencies to adopt Moderate and High as well as Very High in local responsibility areas, so a parcel can carry a class it did not carry in 2024. Confirm the class before completing the natural hazard disclosure.

Is there a slope or landslide problem in Placentia?

No, and it is worth saying plainly because it is unusual in this part of the county. Placentia is essentially flat, with no significant slope or hillside pool issue, no engineered slope to allocate between owner and association, and no landslide event history. None of the 2008, 2017 or 2020 fires burned Placentia. In an insurance market that has repriced hillside property statewide, that is a genuine advantage for a trust selling here.

Can horses be kept on a Placentia lot?

Do not represent a property as horse property without checking. Placentia Municipal Code Chapter 9.16 regulates riding, not keeping, including riding upon private property, with cross references to the park rules at 14.08.080 and 14.08.090. Keeping is a zoning question under Title 23, and there is no dedicated equestrian or estate district in Placentia, with R-A Residential Agricultural the closest classification permitting agricultural related uses. That is materially different from Yorba Linda one city over.

Is there Mello Roos on a Placentia property?

Most of the stock predates Mello Roos entirely, and the RPC Residential Planned Community and PUD tracts are where special taxes and associations are most likely to be live. The answer still has to come from the parcel. Civil Code 1102.6b requires the seller to make a good faith effort to obtain a disclosure notice from each levying agency, covering special taxes, 1915 Act assessments and contractual assessments, and to deliver it. Check the direct assessment lines with the Orange County Treasurer Tax Collector on 714-834-3411.

Does a Placentia trust sale go through probate court?

No. Probate Code 17209 states that the administration of trusts is intended to proceed expeditiously and free of judicial intervention. There is no confirmation hearing, no ninety percent appraisal floor and no courtroom overbid. The successor trustee sells directly under the power in Probate Code 16226 and in the trust instrument itself. What replaces the court is documentation, which is exactly the part that tends to be missing on a house held by one family for decades.

What does the title company need from the successor trustee?

In practice a Certification of Trust under Probate Code 18100.5, a certified death certificate, and an Affidavit of Death of Trustee recorded against the Placentia parcel with the Orange County Clerk Recorder, whose main office is at 601 N. Ross Street, Santa Ana and whose North County branch is at 222 S. Harbor Blvd., Anaheim. Where co trustees were named and one has died, the underwriter will want the document confirming who now signs. Requirements vary by underwriter, so ask early.

Can I just sell the house to my brother?

You can, and in a family with one house it is often what everyone wants, but it is the transaction most likely to be attacked afterwards. Probate Code 16002 requires the trustee to administer solely in the interest of the beneficiaries and 16003 requires impartiality among them. Expose the property to the market, document the value, keep every offer, and disclose the buying beneficiary's interest in writing to the others. A sale that was fair but undocumented is very hard to defend two years later.

How long does a Placentia trust sale take?

Once the file is right this is one of the more straightforward sales in the county, because there is no court, no slope, no association in most cases and no fire package to assemble. What adds time is the reconstruction: a 16061.7 notification served late, a deed that never reached the trust and needs a Heggstad petition, a well record nobody pulled, or an unpermitted conversion found by the buyer's appraiser. Do that work first and the sale runs at ordinary speed.

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If you are the successor trustee of a trust holding a Placentia property, bring what you have, even if it is one folder and a memory. The first conversation is about what exists, what is missing and what has to be recorded. Call or text, or ask your attorney to call on your behalf.

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